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financial reasoning tests

Financial Reasoning Tests

  • 19 tests
  • 450 questions
financial reasoning tests

Financial reasoning tests are incredibly similar to numerical reasoning tests, in that they will present financial information to you via graphs, tables and texts.

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Financial reasoning example questions

Q) You are buying an industrial printer for a specific job that requires you to print five hundred thousand units. You have narrowed your choices down to 3 models, all of which can be installed with enough ink to print X number of units. The aim is to buy a printer whilst keeping company spending to a minimum, which model should you buy?

Answer: A Remember to relate your numeracy to what the question is asking. In this example you need to work out how many times you will need to fill the printer with ink to print enough units ( 500,000 / 120,000 = 4.17) but you can’t replace ink 4.17 times, so you must round up to 5. Printer A requires 5 loads of ink to complete the job and given that the printer comes preinstalled with the first load we know it will require 4 replacements.

A 500,000 / 120,000 = 4.17 (round up) 5, £13,000 + (£2,000 x 4) = £21,000 B 500,000 / 80,000 = 6.25 (round up) 7, £9,750 + (£2,000 x 6) = £21,750 C 500,000 / 180,000 = 2.7 (round up) 3, £15,000 + (£3,500 x 2) = £22,000

Q) In order to stay competitive a selection of fashion retailers all changed the price of a particular product on sale. If we assume that the product is the same in each store and that before any changes were made the product was being sold at the same price at each store, which fashion retailer experienced the highest increase in revenue?

Answer: C As we aren’t provided with a retail price before the change, we have to use an example figure that we create. Let the starting price for the product be £1: Calculate new retail price for each retailer: £1 x 1.1 = £1.1, £1 x 1.15 = £1.15, £1 x 0.95 = £0.95 Calculate market share value before change, assuming total market share is 100: £8, £10, £2 Calculate market share value after change, assuming total market share is 100: £1.1 x 12 = £13.2, £1.15 x 15 = £17.25, £0.95 x 10 = £9.5 Calculate the difference in market share value before and after change: £13.2 - £8 = £5.2, £17.25 - £10 = £7.25, £9.5 - 2 = £7.5 The largest increase is £7.5 meaning retailer C saw the highest increase in revenue

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How are financial reasoning tests scored?

Financial reasoning tests are very similar to numerical reasoning tests. They will require you to solve mathematical problems but with a focus on finance. Therefore, your total score will represent the number of correct answers you give. In rare cases, wrong answers will subtract points from your score.

What are financial reasoning tests used for?

Financial reasoning tests are used for evaluating how well a person can solve mathematical problems with financial bias. These tests are mostly used to test the performance of job applicants for accounting and financial management.

What do financial reasoning tests involve?

Financial reasoning tests involve questions that require financial knowledge such as looking at business statements, profit and loss accounts and balance sheets. Like numerical reasoning tests, questions will include data in graphs, tables, and text format.

What do financial reasoning tests measure?

Financial reasoning tests reveal a person’s basic financial knowledge and measure a person’s ability to solve financial problems. Typical financial reasoning questions will require a knowledge of ratios, percentages, profits, and interest, etc.

Where can I practice financial reasoning tests?

Financial reasoning tests assess your knowledge of basic finances. To achieve the highest performance, you need to practice solving these problems or at least brush up your school knowledge on the subject. Our website provides the most popular tests of varying difficulty with guides and tips for you to practice before your audition.

Which employers use financial reasoning tests?

No surprise that financial reasoning tests are widely used by companies in the financial industry, such as banks, mortgage companies, business consulting, etc. You should expect to see these tests if you are applying for positions related to finance even in other companies as well.


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Financial Reasoning Tests Tips

1Prepare your own toolkit

Whether you need to sharpen your maths skills or learn everything from scratch, taking some mock tests will help. It might not make you a brilliant mathematician but will definitely improve your performance. Practice will also save you sleepless nights before the real assessment day by improving accuracy, speed and confidence. And you will need a good night’s sleep.

2Watch your timing

Don’t get stuck on one question. Work out roughly how much time you have per question before you start each test (think of it as a good warm-up) and try to stick to those timings. If it feels tough, keep going anyway and remember the easiest questions might be to come.

3Practice in exam conditions

When you practice for your assessment, try to do so in the same conditions in which you will be sitting your real financial reasoning test. Try quiet surrounding with a minimal distraction at a table. This will not only keep you more focused but also make silence less daunting while sitting your real assessment.

4Ask the expert

Look at our explanations to see how we’ve come up with the solutions. Understanding the thought process, how the question is broken down and the steps involved is an excellent way to simplify difficult questions.

5Carry out post mortems

Sure, financial reasoning tests won’t kill you, but you should assess which areas you’re getting wrong. That way you can focus on practicing them which will improve your performance on the tests as a whole.

6Prepare your own toolkit

Pressing the old and trusted buttons of your own calculator is easier than staring at the limitless functions of a scientific calculator your friend lent you. We also suggest you have a pen and plenty of rough paper for workings.

7Answer the question

It might be obvious but the fact that we mention it means it is not. At least not always. Although there is only one correct answer, there may be decoys that could trick you. Stay calm and focused and be careful with your numbers.

8Do your research

Find out from your employer what type of psychometric assessments they are going to want you to sit. If you’re not sure simply ask them! Each job is different so the assessments will vary but as a starting point visit our top employers.

9Don't be complacent

There are sometimes 100+ applicants per place for the most sought after roles. Your competition will be prepared so make sure you are too. The more you practice, the better prepared you’ll be.

Financial Reasoning Video Tutorials

Graph Interpretation


Currency Conversion


Percentage Change


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Reviews of our Financial Reasoning tests

What our customers say about our Financial Reasoning tests

  • South Africa

    September 15, 2021

    One should be very familiar with the formula and take note of the figures

    I can't say there's was anything I disliked about the test. If anything it was refreshing and eye-opening for me.

  • United Kingdom

    September 09, 2021

    Don't overthink it

    Doesnt require specialist financial knowledge, just basic sense to interpret charts, graphs and which formulae to apply.

  • Uganda

    August 17, 2021


    Overall, the test was dynamic. Presented a very wide view of the possibilities of arithmetic reasoning. However, the time was a bit limited for the test in my opinion. I liked the way the questions were set. The first batch gave me a challenge.

  • Nigeria

    July 27, 2021

    That attention to details is needed to solve these questions

    I like the fact that the questions were mixed such that one is able to attempt some, while I didn't enjoy the time frame allotted to the test.

  • Philippines

    June 14, 2021


    Can be calculated even without a gadget to compute. However, it is more sales-based rather than financial concepts.

  • Kenya

    May 27, 2021

    simple but tricky

    i like the clear interpretation of questions

  • Ghana

    May 26, 2021


    it was my first time taking it. It played with my mind a bit but i will get used to it with time

  • United Kingdom

    May 22, 2021


    With tests, its always the issue of time constraint.

  • Cyprus

    May 18, 2021

    Medium in difficulty

    Some questions seemed very easy, I hope they weren't tricky.

  • Namibia

    May 18, 2021

    Read questions carefully

    I like that it was challenging my speed and analytical skills