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financial reasoning tests

Financial Reasoning Tests

  • 19 tests
  • 330 questions
financial reasoning tests

Financial reasoning tests are incredibly similar to numerical reasoning tests, in that they will present financial information to you via graphs, tables and texts.

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Financial reasoning example questions

Q) You are buying an industrial printer for a specific job that requires you to print five hundred thousand units. You have narrowed your choices down to 3 models, all of which can be installed with enough ink to print X number of units. The aim is to buy a printer whilst keeping company spending to a minimum, which model should you buy?

Answer: A Remember to relate your numeracy to what the question is asking. In this example you need to work out how many times you will need to fill the printer with ink to print enough units ( 500,000 / 120,000 = 4.17) but you can’t replace ink 4.17 times, so you must round up to 5. Printer A requires 5 loads of ink to complete the job and given that the printer comes preinstalled with the first load we know it will require 4 replacements.

A 500,000 / 120,000 = 4.17 (round up) 5, £13,000 + (£2,000 x 4) = £21,000 B 500,000 / 80,000 = 6.25 (round up) 7, £9,750 + (£2,000 x 6) = £21,750 C 500,000 / 180,000 = 2.7 (round up) 3, £15,000 + (£3,500 x 2) = £22,000

Q) In order to stay competitive a selection of fashion retailers all changed the price of a particular product on sale. If we assume that the product is the same in each store and that before any changes were made the product was being sold at the same price at each store, which fashion retailer experienced the highest increase in revenue?

Answer: C As we aren’t provided with a retail price before the change, we have to use an example figure that we create. Let the starting price for the product be £1: Calculate new retail price for each retailer: £1 x 1.1 = £1.1, £1 x 1.15 = £1.15, £1 x 0.95 = £0.95 Calculate market share value before change, assuming total market share is 100: £8, £10, £2 Calculate market share value after change, assuming total market share is 100: £1.1 x 12 = £13.2, £1.15 x 15 = £17.25, £0.95 x 10 = £9.5 Calculate the difference in market share value before and after change: £13.2 - £8 = £5.2, £17.25 - £10 = £7.25, £9.5 - 2 = £7.5 The largest increase is £7.5 meaning retailer C saw the highest increase in revenue

Sample Financial Reasoning Tests question Test your knowledge!

A borrower is required to repay a loan with 5% per annum compound interest. If the initial loan amount was $10,000, what would be the total amount due at the end of three years?

  • $11,155.13
  • $11,576.25
  • $11,025.00
  • $10,500.00
  • $15,000.00

Upon reviewing a financial report, you notice a discrepancy where a figure listed as an asset was improperly entered as a liability. If the amount was $15,000, how will correcting this error affect the company's net income statement?

  • There will be no effect on the net income statement.
  • Net income will decrease by $15,000.
  • Net income will increase by $15,000.
  • Cannot be determined without additional information.

A company has listed the following amounts: total liabilities of $50,000, total equity of $150,000, and total assets of $200,000. Which of these is incorrectly stated based on the accounting equation?

  • Total liabilities
  • Total equity
  • Total assets
  • None, all values are correctly stated.

In an investment portfolio report, you find two instances where the stock price is written as $152.3 and $15.23. Assuming one of them must be an error, which of these is correct if the actual stock price was one hundred fifty-two and 30/100 dollars?

  • $152.3 is correct.
  • $15.23 is correct.
  • Both are incorrect.
  • Both are correct but represent different quantities of shares.

A dataset lists the annual revenue growth over five years as 4%, 7%, 5%, -2%, and 6%. Which year had the least impact on the cumulative growth?

  • First year
  • Second year
  • Third year
  • Fourth year
  • Fifth year

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Financial Reasoning Tests Tips

1Prepare your own toolkit

Whether you need to sharpen your maths skills or learn everything from scratch, taking some mock tests will help. It might not make you a brilliant mathematician but will definitely improve your performance. Practice will also save you sleepless nights before the real assessment day by improving accuracy, speed and confidence. And you will need a good night’s sleep.

2Watch your timing

Don’t get stuck on one question. Work out roughly how much time you have per question before you start each test (think of it as a good warm-up) and try to stick to those timings. If it feels tough, keep going anyway and remember the easiest questions might be to come.

3Practice in exam conditions

When you practice for your assessment, try to do so in the same conditions in which you will be sitting your real financial reasoning test. Try quiet surrounding with a minimal distraction at a table. This will not only keep you more focused but also make silence less daunting while sitting your real assessment.

4Ask the expert

Look at our explanations to see how we’ve come up with the solutions. Understanding the thought process, how the question is broken down and the steps involved is an excellent way to simplify difficult questions.

5Carry out post mortems

Sure, financial reasoning tests won’t kill you, but you should assess which areas you’re getting wrong. That way you can focus on practicing them which will improve your performance on the tests as a whole.

6Prepare your own toolkit

Pressing the old and trusted buttons of your own calculator is easier than staring at the limitless functions of a scientific calculator your friend lent you. We also suggest you have a pen and plenty of rough paper for workings.

7Answer the question

It might be obvious but the fact that we mention it means it is not. At least not always. Although there is only one correct answer, there may be decoys that could trick you. Stay calm and focused and be careful with your numbers.

8Do your research

Find out from your employer what type of psychometric assessments they are going to want you to sit. If you’re not sure simply ask them! Each job is different so the assessments will vary but as a starting point visit our top employers.

9Don't be complacent

There are sometimes 100+ applicants per place for the most sought after roles. Your competition will be prepared so make sure you are too. The more you practice, the better prepared you’ll be.

Financial Reasoning Video Tutorials

Graph Interpretation


Currency Conversion


Percentage Change

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Financial Reasoning Tests FAQs

How are financial reasoning tests scored?

Financial reasoning tests are very similar to numerical reasoning tests. They will require you to solve mathematical problems but with a focus on finance. Therefore, your total score will represent the number of correct answers you give. In rare cases, wrong answers will subtract points from your score.

What are financial reasoning tests used for?

Financial reasoning tests are used for evaluating how well a person can solve mathematical problems with financial bias. These tests are mostly used to test the performance of job applicants for accounting and financial management.

What do financial reasoning tests involve?

Financial reasoning tests involve questions that require financial knowledge such as looking at business statements, profit and loss accounts and balance sheets. Like numerical reasoning tests, questions will include data in graphs, tables, and text format.

What do financial reasoning tests measure?

Financial reasoning tests reveal a person’s basic financial knowledge and measure a person’s ability to solve financial problems. Typical financial reasoning questions will require a knowledge of ratios, percentages, profits, and interest, etc.

Where can I practice financial reasoning tests?

Financial reasoning tests assess your knowledge of basic finances. To achieve the highest performance, you need to practice solving these problems or at least brush up your school knowledge on the subject. Our website provides the most popular tests of varying difficulty with guides and tips for you to practice before your audition.

Which employers use financial reasoning tests?

No surprise that financial reasoning tests are widely used by companies in the financial industry, such as banks, mortgage companies, business consulting, etc. You should expect to see these tests if you are applying for positions related to finance even in other companies as well.

Reviews of our Financial Reasoning tests

What our customers say about our Financial Reasoning tests

  • Kenya

    April 03, 2023

    Challenging and well structured

    I am seeking financial attitude practice tests to prepare for a major test tomorrow and I found this test challenging and well structured. I hope I passed.

  • India

    March 23, 2023

    Solution of these questions

    In this test, I like that most questions are average to moderate level. Some questions are very hard and time consuming

  • Sweden

    March 17, 2023

    A good way to practice

    I haven't done these tests before so it was a nice way of trying, hopefully the real one is built similar to this

  • Kenya

    January 26, 2023

    Mind engaging

    It was an interesting first time test, I love the challenge and would like to keep trying to perfect my skills

  • Nigeria

    August 03, 2022


    Some questions were difficult to understand at first, but generally, it was a nice experience doing this.

  • United Kingdom

    June 03, 2022

    Good test

    Important to remain calm as there is a mixture of easy and relatively challenging questions, therefore don't assume its a minute per question

  • Sri Lanka

    May 29, 2022

    Very good test

    First few questions are very tough, so the time is not adequate to completed the entire 20. Where as this can be considered as a very good test.

  • South Africa

    May 09, 2022

    Easy to understand the questions

    The first 4/5 questions were not easy to work out I felt like I was missing some information. I could not really tell the hours it took to produce one item.

  • Kenya

    April 11, 2022

    Financial Reasoning Test

    The test was challenging enough to me to test my numerical skills and easy enough to act as confidence boost. Could I have at least two freebies that are quite challenging to test the level of difficulty?

  • United Kingdom

    March 31, 2022

    Good and clear, but too easy - graduate tests I've taken are always harder

    Clear to interpret, easy user interface, free test and useful, but the difficulty standard of questions tended to be much easier than what I've come across in graduate financial/numerical tests.