Founded in 1931, M&G is a leading savings and investment management business. Headquartered in London, M&G offers graduate internships and placements, as well as apprenticeships for those without a degree. M&G has devised a challenging recruitment process for graduates that tests reasoning, presentation, interpersonal skills and integrity.
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You have 13 minutes to answer 10 questions. Each question describes a workplace situation and four possible responses. For every question, select the response you believe would be MOST effective and the response you believe would be LEAST effective. There are no trick questions; judge each response on how well it would work in the situation described.
About this test: this is one of a set of practice tests covering the areas M&G Online Aptitude Test: Practice Questions (2026)’s assessment process typically includes. It is written by us: it is not M&G Online Aptitude Test: Practice Questions (2026)’s own assessment and these are not M&G Online Aptitude Test: Practice Questions (2026)’s questions.
Question 1 of 10
You are an account assistant at a catering supplier. A regular client has booked food for a conference on Thursday. On Tuesday you discover the order was entered for eighty covers rather than the hundred and eighty confirmed in the client’s email. Production can make up the difference only if the kitchen is told today, and the client’s contact is travelling with intermittent phone signal. Your account manager is on leave until Thursday. Which response below would be most effective, and which would be least effective?
Most effective: C. Tell the kitchen today to produce the hundred and eighty confirmed in writing, and immediately email and text the client explaining the correction and asking her to flag any change.
Least effective: A. Leave the order at eighty covers, since that is what the system says and the client's own contact cannot be reached to authorise a change before the kitchen's deadline.
A: Hides the problem / silent deadline slip: you know the written confirmation says a hundred and eighty and let a conference go a hundred covers short without telling anyone. Hiding behind the system record is concealment, not caution.
B: Delays the decision: she is travelling with poor signal and the kitchen needs today's instruction. Waiting for a confirmation that may not arrive spends the only window in which the shortfall can be fixed.
D: Hides the problem: the covers get made and the client is told after the event she could no longer influence. She loses any say in a change to her own order, and learns of the error only once it cannot matter.
The most effective response is to tell the kitchen today to produce the hundred and eighty confirmed in writing, and immediately email and text the client explaining the correction: her written confirmation is the best evidence of what she ordered, the kitchen’s window closes today, and reaching her on two channels at once means she is informed and can still correct you. Acting and informing together is what the situation allows; only one of them is not enough. It beats emailing her contact and asking her to confirm the number before you tell the kitchen, because waiting for a reply from someone with intermittent signal spends the kitchen’s window on a confirmation you already hold in writing. It beats producing the full number now and telling her on Thursday morning, because that takes a decision about her order out of her hands when she could still have had a say. The least effective response is leaving the order at eighty covers because that is what the system says: it lets a conference go a hundred covers short, against a written confirmation you have read, and tells nobody, using the system record as cover for doing nothing. That is worse than emailing for confirmation, which at least asks, and worse than telling her afterwards, which at least gets the food right. The principle: when the evidence is clear and the window is closing, act on the evidence and tell the client at the same time, not instead.
Question 2 of 10
You are a facilities coordinator for an office building. At 9am you learn that the lift has failed with nobody inside, that a meeting room booked for a client presentation at 10am has no working projector, and that the quarterly fire alarm test is scheduled for 11am. A wheelchair user works on the third floor and is due in at 9.30am. The lift engineer can attend within two hours if called now. Which response below would be most effective, and which would be least effective?
Most effective: A. Call the lift engineer immediately, tell the third-floor colleague and her manager before she travels in, then deal with the projector and confirm the alarm test.
Least effective: B. Deal with the projector and the alarm test as planned and wait to see whether the lift resets itself, since calling an engineer out is expensive and it may come back on its own.
B: Fails to escalate a genuine risk: it leaves a wheelchair user arriving at a building she cannot move around in, and gambles the two-hour repair window on the lift fixing itself, to save a call-out fee.
C: Substitutes own judgement for the stakeholder's: the projector is the nearest deadline and the smallest consequence. A colleague who cannot use the stairs is due in at 9.30 and the engineer's two-hour window starts only when he is called.
D: Escalates prematurely: postponing a scheduled alarm test is a decision with its own consequences, taken before anyone has checked whether the test is affected, while a colleague is still travelling in to a building she cannot get around.
The most effective response is to call the lift engineer immediately, tell the third-floor colleague and her manager before she travels in, then deal with the projector and the alarm test: the lift is the only item with both a closing window, the engineer’s two hours, and a person affected who is already travelling. Calling starts the clock, and warning her before she sets off is the part that cannot wait. The projector and the alarm test both still fit afterwards. It beats sorting the projector first for the 10am presentation, because that puts the smallest consequence first and leaves a colleague to discover on arrival that she cannot reach her desk. It beats calling the engineer and then postponing the fire alarm test, because postponing it is a further decision with its own effects, taken before checking whether it is even affected. The least effective response is waiting to see whether the lift resets itself to avoid a call-out charge: that spends the repair window and leaves a wheelchair user stranded on arrival. That is worse than the other two, which misorder the work but call the engineer. The principle: start the longest lead time first, warn the person affected before they are committed, and fit the rest around it.
Question 3 of 10
You are a production coordinator at a print and mail house. At 11am three things need you. A mailing of 20,000 renewal notices must reach the Royal Mail collection at 2pm or the legal notice period is missed. A colleague needs help fixing a jammed inserter on a different job. And your manager wants headcount figures for a meeting at noon. The renewal job needs ninety minutes of your attention. The headcount figures take fifteen minutes. Which response below would be most effective, and which would be least effective?
Most effective: C. Do the fifteen minutes of headcount figures for the noon meeting, then give the renewal mailing your full attention until the 2pm collection, and pass the inserter to another operator.
Least effective: B. Work on the renewals and the inserter together, moving between them, and do the headcount figures if the mailing is finished before the 2pm collection.
A: Abandons own committed work: an unquantified machine fix is taken on ahead of a ninety-minute job with a 2pm legal deadline, which leaves no margin if the jam takes longer than expected.
B: Splits effort so nothing finishes: a mailing with a legal notice period is left to compete for attention with a machine fault, which risks missing a deadline that cannot be recovered and is the most costly of the four outcomes.
D: Splits the wrong thing: it protects the deadline that matters and sacrifices a fifteen-minute task that fits inside the margin anyway, so the manager goes into a noon meeting without figures for no gain.
The most effective response is to do the fifteen minutes of headcount figures for the noon meeting, then give the renewal mailing your full attention until the 2pm collection, and pass the inserter to another operator: there are three hours, the mailing needs ninety minutes of them and has a legal deadline, and the figures are needed at noon. Both fit if the short one goes first, and the machine fault is work someone else can take. It beats starting the mailing immediately and telling your manager the figures must wait, because that protects the same deadline while needlessly sacrificing a fifteen-minute task that comfortably fits. It beats helping your colleague with the jammed inserter first, because taking on a machine fault of unknown length ahead of a legally timed mailing risks the one deadline that cannot be moved. The least effective response is moving between the renewals and the inserter and fitting the figures in afterwards: it lets a mailing with a legal notice period compete for attention with a machine jam, which is the most likely way to miss the collection entirely. That is worse than the other two, which mis- sequence but keep the mailing whole. The principle: check what actually fits in the time, protect the deadline that cannot move, and hand off what someone else can do.
Question 4 of 10
You are an office administrator at a commercial printing company. While filing paperwork you notice that the shared template the sales team uses for customer quotes still contains last year’s paper prices, which rose noticeably in January. Nobody has been asked to look at the template, and two salespeople are preparing quotes with it this week. The current prices are held in the purchasing system, which you can access. Which response below would be most effective, and which would be least effective?
Most effective: D. Check the current prices in the purchasing system, update the template to match, and tell the two salespeople and the sales manager what you found and changed.
Least effective: B. Mention to this month's new starter that the template could do with tidying up when they get a chance, without explaining that the prices are wrong, and return to your filing.
A: Acts on assumptions without checking: even flagged as provisional, remembered figures are still guesses in a live quoting template, and the purchasing system could give you the accurate prices in roughly the time the guesswork takes.
B: Dumps the problem on the least able person: a vague request to tidy up the template, with no mention that its prices are wrong or that live quotes depend on it, buries the risk you spotted with the one person who cannot recognise it. That is abandonment, not a handover.
C: Passes responsibility to others: the sales manager does own the quoting process, but leaving the whole correction in their inbox lets this week's quotes go out on old prices, when you could fix the figures accurately now and simply tell them.
The most effective response is to check the current prices in the purchasing system, update the template to match, and tell the salespeople and their manager what you found: you spotted the problem, the accurate figures are within your reach, and quoting is live this week, so fixing it and informing the owners removes the risk. It beats updating the template from the prices you remember and marking them provisional, because the purchasing system could supply the real figures just as quickly, and the salespeople would otherwise be quoting from flagged guesses. It beats emailing the sales manager and leaving the correction with them, because that gives the owner the full picture but leaves the fix waiting in an inbox while this week’s quotes are prepared, when you could complete it accurately straight away. The least effective response is asking the new starter to tidy the template up sometime: unlike using remembered figures, which at least moves them closer to reality and flags the doubt, and unlike emailing the manager, which tells the responsible person exactly what is wrong, it hands a vague job to the one person who cannot know the prices are wrong, so the risk you spotted disappears with nobody equipped to act on it. The principle: when you spot an unowned problem you can fix, verify the facts, fix it, and tell the people it affects. Never bury it with someone who cannot recognise it.
Question 5 of 10
You work in a bank’s complaints team. You have spent the morning on difficult calls about a systems failure that left customers without access to their accounts. Your team leader tells you that a complaint you handled last week has been escalated to the ombudsman and asks for your full file notes by the end of the day. Your call queue is still at record length. You believe you handled the case correctly. Which response below would be most effective, and which would be least effective?
Most effective: C. Tell your team leader the queue is at record length, ask whether the file notes can be done tomorrow or the queue covered, and keep taking calls while she decides.
Least effective: B. Get on with both as best you can and say nothing, since the whole team is under pressure from the systems failure and raising it would look like complaining.
A: Substitutes own judgement for the stakeholder's: it assumes the file notes outrank the queue because they sound more serious, when your team leader set both without weighing them and can rebalance in a minute.
B: Avoids the difficult conversation: it stays silent about a workload that cannot be delivered, for fear of how it looks, so both the file notes and the calls are done badly and the one person who could rebalance it is not told.
D: Hides the strain until failure: it meets both demands by absorbing the overload privately, so your team leader never learns the day was undeliverable and plans the next one identically.
The most effective response is to tell your team leader the queue is at record length and ask whether the file notes can be done tomorrow or the queue covered, while you keep taking calls: she set that deadline without knowing the queue had reached record length, that is the missing fact, and she is the only person who can decide between them or find cover. Continuing to take calls while she decides means nothing stops. It beats coming off the queue to write the ombudsman file notes now, because that settles the ranking yourself on the basis that a regulator sounds more important, when the person who owns both has not been asked. It beats working the queue all day and writing the notes this evening after your shift, because doing them unpaid conceals that the day was undeliverable and guarantees the same demand next week. The least effective response is getting on with both as best you can and saying nothing: it neither raises the conflict nor resolves it, so both pieces of work suffer, and the reason is how raising it would look. That is worse than the other two, which pick badly but do complete the work. The principle: when two demands cannot both be met, give the person who set them the fact they are missing and let them choose, while you keep working.
Question 6 of 10
You are a research assistant in a university laboratory. You and a postdoctoral colleague, Wei, disagree about whether a set of anomalous results should be included in a paper being submitted next week. He wants to exclude them as experimental error; you think they are real and should be reported. The principal investigator is at a conference and reachable by email. Wei is drafting the paper now. Which response below would be most effective, and which would be least effective?
Most effective: D. Set out to Wei why you think the results are real, and if you still disagree put the question to the principal investigator by email before the paper is submitted.
Least effective: C. Say nothing further and let the paper go out without the anomalous results, since Wei is confident they are experimental error and challenging him would strain a working relationship you rely on.
A: Prioritises the record over the outcome: a private note protects you while a paper goes out without data you believe are real, which is a question about the published science rather than about seniority.
B: Escalates prematurely: Wei has not yet heard your reasoning in full, and taking it straight to the principal investigator at a conference makes a formal dispute of something a conversation may settle.
C: Fails to escalate a genuine risk: it lets data you believe are real be excluded from a publication because raising it would be uncomfortable. Silence about what goes into the scientific record is a different order of wrong from raising it clumsily.
The most effective response is to set out to Wei why you think the results are real, and if you still disagree put the question to the principal investigator before submission: whether the anomalies are error or signal is a scientific question with evidence behind it, he has not yet heard your full reasoning, and there is time to reach her. Talking first is proportionate and escalating on continued disagreement is proper. It beats emailing the principal investigator now to set out the disagreement, because doing that before he has heard the argument turns a scientific discussion into a dispute referred over his head. It beats deferring to him while keeping your own record of the anomalous results, because a private record protects you and does nothing about what is published. The least effective response is saying nothing further and letting the paper go out without them: it allows data you believe are real to be excluded because the conversation would be awkward, which is a decision about the scientific record taken for social reasons. That is worse than the other two, which handle it imperfectly but keep the question alive. The principle: argue the evidence with your colleague first, then take it to whoever owns the decision, before the work is committed.
Question 7 of 10
You are a sales assistant at a garden centre. Your manager asked you this morning to price and shelve a delivery of spring bulbs before you finish at 5pm; the bulbs are not on promotion and no customer is waiting for them. At 2pm the till supervisor tells you the card terminal on the main till has failed, a queue is building at the single working till, and you are the only other member of staff trained to open the second one. Your manager is running a planting workshop outside for the next hour. Which response below would be most effective, and which would be least effective?
Most effective: A. Open the second till straight away to clear the queue, then go back to the bulbs and let your manager know afterwards that the pricing may run past 5pm.
Least effective: B. Carry on pricing the bulbs because your manager asked for them personally, and leave the till supervisor to manage the queue without mentioning that you are trained on the second till.
B: Hides the problem: you hold the one fact that would fix the queue and you withhold it, so the supervisor cannot solve a problem she does not know is solvable. That is concealment, not a priority call.
C: Splits effort so nothing finishes: customers are waiting now and the queue only clears if someone stays on the till, so stepping away repeatedly leaves the queue growing and the bulbs still unpriced.
D: Escalates prematurely: a queue at the only working till against unpriced stock nobody is waiting for is a call you can make yourself, and interrupting a customer workshop costs more than it settles.
The most effective response is to open the second till straight away and tell your manager afterwards: customers are waiting now, the bulbs are waiting for nobody, and the pricing deadline is internal and movable while the queue is neither. Telling her afterwards keeps her informed without pulling her out of a workshop. It beats serving at the second till between trips to the stockroom, because serving in bursts never clears a queue; the till needs someone sitting at it, and dividing yourself leaves both jobs half done. It beats interrupting her planting workshop to ask which comes first, because this is a straightforward call between a waiting customer and a task nobody is waiting on, and it does not need a manager pulled away from a customer event to make it. The least effective response is carrying on with the bulbs without mentioning that you are trained on the second till: you are the only other trained operator and you keep that to yourself, so the supervisor is left unable to fix something you could have fixed in seconds. That is worse than serving in bursts, which at least serves some customers, and worse than asking your manager, which at least surfaces the clash to someone. The principle: when one task has people waiting on it and the other does not, serve the people, then tell the person whose deadline slipped.
Question 8 of 10
You work in the membership office of a golf club. Members’ subscriptions are due, and a discounted rate applies to anyone who joined before 2015. A member who joined in 2018 asks you to record him as a pre-2015 member, saying he has been coming as a guest since 2012 and that nobody would ever check. He is friendly and well known at the club. The club secretary is in her office. Which response below would be most effective, and which would be least effective?
Most effective: D. Tell him the joining date is a matter of record and you cannot change it, and offer to ask the secretary whether guest years have ever been counted towards the discount.
Least effective: B. Record him at the pre-2015 rate, since he has genuinely been coming to the club since 2012 and the discount is meant to reward long- standing members.
A: Passes responsibility to others: the refusal is right and the handoff is thin. He has raised a question about how guest years are treated, and sending him to make his own case leaves you having merely declined.
B: Falsifies a membership record: his joining date is a fact, and rewriting it to produce a discount he is not entitled to is dishonesty dressed as fairness. It also charges every other member for the shortfall.
C: Delays the decision: it charges him correctly, which is right, and parks his actual question on a file note that nobody is due to read. The secretary is in her office today.
The most effective response is to tell him the joining date is a matter of record and offer to ask the secretary whether guest years have ever counted: the date is a fact and not yours to alter, but the question underneath it is legitimate and the secretary can answer it. Refusing clearly and taking the question forward does both jobs. It beats telling him to take it up with the club secretary himself, because that refuses in the same way but leaves him to make his own case, when you are standing beside the person who decides. It beats applying the standard rate and noting on his file that he has attended since 2012, because a note for future consideration answers nobody today, and the secretary is available now. The least effective response is recording him at the pre-2015 rate: it rewrites a factual record to create an entitlement that does not exist, and the reasoning offered, that he has been around a long time, is exactly the reasoning that makes small falsifications feel reasonable. That is worse than the other two, which charge him correctly. The principle: refuse to alter a record, then take the fair question underneath it to the person who can actually decide it.
Question 9 of 10
You work in a picture framing shop. A customer brought in a print for framing, promised for Saturday, for a birthday on Sunday. On Thursday you discover the moulding she chose is discontinued and none is left. A very similar moulding is in stock and could be ready for Saturday. She is contactable by phone. Your shop owner is in this afternoon. Which response below would be most effective, and which would be least effective?
Most effective: B. Ring her today, explain the moulding is discontinued, describe the similar one that could still be ready for Saturday, and ask which she would prefer.
Least effective: A. Say nothing and carry on looking for the original moulding, and tell her on Saturday if none has turned up by then.
A: Hides the problem / silent deadline slip: she needs the frame for a birthday on Sunday, and being told on Saturday that it does not exist leaves her no time at all. Searching quietly is not a reason for silence.
C: Substitutes own judgement for the stakeholder's: she chose that moulding deliberately, and framing it in another and explaining at collection presents her with a decision already taken and a frame already cut.
D: Delays the decision: you already know the moulding is discontinued and that a close alternative could meet Saturday, so calling without those facts leaves her unable to decide and shortens her time.
The most effective response is to ring her today, explain the moulding is discontinued, describe the similar one that could still be ready for Saturday, and ask which she would prefer: she chose that moulding herself, the substitution changes what she ordered, and on Thursday she still has time to pick the alternative or take the print elsewhere. Giving her the facts and the option is what preserves the choice. It beats framing the print in the similar moulding and explaining the substitution at collection, because that takes the decision out of her hands. It beats ringing to say there is a problem and that you will call back once you know what else is available, because you already hold everything she needs to decide. The least effective response is carrying on looking for the original and telling her on Saturday if none turns up: it leaves her expecting a frame for a Sunday birthday and tells her only when nothing can be done. That is worse than the substitution, which at least delivers a frame, and worse than the holding call, which at least makes contact. The principle: when what someone ordered is no longer possible, tell them at once, tell them what is possible instead, and let them choose.
Question 10 of 10
You are a groundworker in a landscaping crew of three. You are laying a patio that must be finished today because the client is holding a party tomorrow. Your colleague Josh has cut the paving slabs to the wrong dimension for one edge and has not noticed; there is enough spare stone to recut them, which takes about an hour. It is 11am and the crew leader is collecting materials and back at noon. Which response below would be most effective, and which would be least effective?
Most effective: B. Tell Josh what you have spotted, and start recutting the slabs with him now so the edge is right and the patio is still finished today.
Least effective: A. Lay the slabs as cut and leave the edge slightly short, since the client is unlikely to notice under furniture and the party is tomorrow.
A: Hides the problem: it builds a known defect into a patio for a client holding a party, and relies on furniture hiding it. That is concealment of poor work, not a decision about time.
C: Delays the decision: an hour of recutting is lost waiting for somebody else to deliver the message, on a patio that has to be finished today.
D: Prioritises harmony over honesty: it fixes today's edge and leaves Josh cutting to the same wrong dimension on the next job, because nobody has told him.
The most effective response is to tell Josh what you have spotted and start recutting the slabs with him now: there is an hour of recutting, spare stone and a whole afternoon, so the patio can still be right, and he needs to know what went wrong. Doing it together solves today and the next job. It beats recutting the slabs yourself without mentioning it, because that fixes this edge and leaves him measuring the same way tomorrow. It beats waiting until the crew leader is back at noon to let him tell Josh, because that spends an hour of the day you need, to have someone else say what you can say now. The least effective response is laying the slabs as cut and leaving the edge slightly short: it builds a known defect into a client’s patio and depends on it not being noticed, the one response that leaves bad work in the ground. That is worse than the other two, which manage it awkwardly but produce a proper patio. The principle: tell your colleague, fix it together while there is still time, and never build in a defect because it might not be seen.
The M&G tests are tailored to assess a variety of skills including reasoning abilities and interpersonal skills. They are designed to evaluate the aptitude of candidates in areas relevant to M&G’s work in investment management.
From application to final assessment. The process varies slightly by programme and office.
The free test shows you the style. A pack gives you the hour: blended, marked, with the working shown.
M&G offers a range of graduate schemes and internships, as well as apprenticeships in technology, management and finance.
M&G’s apprenticeship schemes take 13–18 months, throughout which you will be placed in different departments and roles.
Graduate placements at M&G take 18–24 months. Internships last for eight weeks, and interns who successfully complete their program will be offered a placement on the graduate scheme automatically.
Both the graduate schemes and internships are job-specific. You will be placed in one department (such as financial investing or business technology) for the duration of your scheme, but you will rotate between teams within this department.
So, when applying be sure to choose the area of work that suits your skills and abilities the best.
The application for M&G graduate schemes and internships has been designed to ensure you have all the necessary skills and expertise to succeed when working in a high-paced, competitive financial environment.
Recruitment for M&G’s graduate schemes opens in September for the following year. Each application is assessed as it is sent in, so it is advisable to apply as early as possible.
You can only apply once per recruitment round, and to one area of the business. If your application does not succeed you can apply again the following September.
The M&G graduate scheme application process includes online aptitude tests, a video interview, and an invitation to an in-person or virtual assessment centre for those who succeed.
The initial online application for M&G graduate schemes takes around five minutes to complete by filling in your contact details and uploading an up-to-date CV.
Later in the application process, you will be asked questions about your work experience and achievements, so ensure the CV you submit is accurate and speaks to your strengths.
The logical reasoning test evaluates a candidate’s ability to draw relevant conclusions from a series of pieces of information.
All roles at M&G involve the analysis of complex information from accounts, stock market reviews and annual reports, so candidates must demonstrate their ability to draw accurate conclusions from large sets of information with accuracy when under pressure.
M&G’s logical reasoning test is broad and could encompass a variety of logical reasoning questions, including pattern-spotting in image sequencing, deductive word problems or critical reasoning tests, in which candidates have to extract logical information from a paragraph.
The logical reasoning test takes around 30 minutes to complete. All of the questions have multiple-choice answers. The questions themselves do not have time limits, but once a question has been answered it can’t be returned to.
The situational judgement test asks candidates to draw conclusions from observational statements about situations. These questions present work-based scenarios and ask candidates to select the answer which best reflects how they would respond.
M&G is looking for candidates who are able to work with different people on complex financial issues in a high-pressure environment, whilst also making insightful and beneficial contributions to projects. Client satisfaction is a priority at M&G, and so these tests will also evaluate how a candidate might respond in challenging client-facing situations.
The M&G personality tests evaluate important professional qualities such as willingness to cooperate, ambition, or sensitivity. It is important for M&G to recruit candidates who fit well within their teams and will be able to collaborate effectively with each other.
The test is tailored to the financial industry, and so questions are job-specific. Although it is important to consider the values M&G upholds and anticipate the kinds of qualities M&G may be looking for in their graduate recruits, it is also important to be honest.
If you do succeed and are invited to an assessment day, the results of your test will be compared to the observations of those interviewing you. You will also have to sit a similar test again, but without the support of technology. So, the online personality test is an initial phase in an evaluation of candidate integrity.
M&G uses HireVue technology to conduct automated online interviews. If you are invited, you will be sent a link with detailed instructions on how to participate in the interview.
Before the interview begins, you will need to conduct sound, video, and technology checks to ensure there are no technical glitches that might interrupt your interview process.
The questions in the videos are automated. They take 30 seconds to read after which candidates are given 3 minutes to answer.
There are no pauses between questions and if you do not answer in the allotted time, the interview will move on to the next question. So, think fast and stay calm, and make sure you speak clearly and succinctly.
The questions are strengths-based and will refer directly to points on your CV. So, it is important to prepare and know your CV well.
At the end of the interview, there is a small amount of time for you to talk about achievements, motivations, and abilities. Consider what sets you apart as a candidate, and also what it is that drew you to apply for the M&G graduate scheme specifically, but make sure you don’t repeat any of your previous answers.
Prepare for the video interview as you would a face-to-face interview. Make sure you are smartly dressed, well-rested, and have practiced answering standard questions, backing up your answers with evidence. Ensure you are in a quiet, tidy space where you will not be disturbed.
Candidates who pass the video interview will be invited to an in-person or virtual assessment day.
These days include an interview, aptitude test centre play, group exercises, and report writing tests.
The interview phase of the M&G assessment centre takes place with two professionals from the team or department with M&G to which you are applying.
They are looking for consistency with the answers provided in the video interview, and also to see how well you portray your skills in person.
The M&G in-person aptitude tests are similar to those in the online tests. They form a part of the assessment centre to vet any cheating that has taken place in online testing, so may include some identical questions.
The roleplay test examines your ability to communicate clearly with clients and co-workers, as well as your ability to synthesise and strategise from large amounts of complex information.
Candidates are presented, on paper, with a scenario including data and brief, and must devise a solution in a business context. This is the part of the assessment centre which tests your previous experience, so draw on any internship or work experience scenarios where you can demonstrate your commitment to a career in finance.
The case study exercise is designed to assess candidates’ ability to collaborate and problem-solve with colleagues.
During the exercise, candidates will be placed into groups of four or five and provided with a difficult client interaction scenario, for example, a budget cut or sales pitch.
You must work with other applicants to create a solution to a problem or a presentation, whilst you are observed by the interviewers.
Check out our guide to group exercises at assessment centres here.
Report writing
People working in finance must be able to translate data and business strategy into clearly written and well-presented reports, but also need to be able to write clear formal emails and memos for colleagues.
The report writing test can last anywhere from 30 minutes to 90 minutes, and candidates may be briefed to write any sort of written business communication.
It can be tempting to cheat on the online aptitude tests. However, if you are invited to an assessment day, you will have to take the same tests again, the main purpose is to vet your integrity. So, ensure you practice for the tests using the online resources cited by M&G.
Use online practice tests for logical reasoning, situational judgement tests, and personality tests. These are skills that can be tested in any number of ways, so getting broad practice is the best strategy for passing.
M&G links to the video interview company that provides their video interview test. Familiarise yourself with the format of this test, as being asked questions on video by an unresponsive computer can be a disconcerting experience.
If you are successful in passing the online tests and interview, it will already be obvious to M&G that you are both a suitable candidate for their business, and somewhat dedicated to a career in financial investing. However, make sure you can back up all of your answers by drawing on your relevant experience by clearly citing the actions you have taken in previous work contexts and their results and impact.
For group exercises, demonstrate your ability to work well with others, showing both leadership and teamwork skills, as both are valued at M&G.
M&G is a trademark of its respective owner. Practice Aptitude Tests is not affiliated with M&G and our practice tests are not endorsed by them. Visit M&G careers.